MATY Services

with

Payment in 3 free instalments with your bank card

On maty.com, by telephone and in jewelry stores, you can choose to to pay for your purchases in 3 instalments, free of charge, using your credit card and thanks to our partner ALMA, for purchases between €50 and €4000 (discounts deducted, fixed contribution to order processing order processing and engraving), subject to acceptance acceptance of your application by Alma. This method of payment at the checkout stage of your shopping cart if you are purchasing only items sold by MATY (excluding marketplace). Excluding affiliated jewelry stores which do not offer this payment facility.

Deadlines

Sampling date

1st withdrawal

To order

2nd sampling

+ 1 month after1st withdrawal

3rd sampling

+ 2 months after1st withdrawal

with

Pay 4 times free of charge with your bank card

On maty.com, by telephone and in jewelry stores, you can choose to pay for your purchases in 4 instalments, free of charge with your bank card and thanks to our partner ALMA, for purchases between €50 and €4000 (discounts deducted, fixed contribution to order processing order processing and engraving), subject to acceptance acceptance of your application by Alma. This method of payment at the checkout stage of your shopping cart if you are purchasing only items sold by MATY (excluding marketplace). Excluding affiliated jewelry stores which do not offer this payment facility.

Deadlines

Sampling date

1st withdrawal

To order

2nd sampling

+ 1 month after1st withdrawal

3rd sampling

+ 2 months after1st withdrawal

4th sampling

+ 3 months after1st withdrawal

Payment in 4 free instalments with Paypal

On maty.com, you can pay in 4 installments with Paypal, for purchases of between €30 and €2,000 (discounts deducted, flat-rate contribution to order processing and and engraving).

To benefit from this service, you must reside in France and your Paypal account must be linked to a verified bank account or debit card valid for the duration of the refund. The option will automatically appear for eligible purchases after you have logged into your Paypal account at the time of payment.

This payment method is offered to you at the checkout stage of your shopping cart if you only purchase items sold by MATY (excluding marketplace).

Deadlines

Sampling date

1st withdrawal

To order

2nd sampling

+ 1 month after1st withdrawal

3rd sampling

+ 2 months after1st withdrawal

4th sampling

+ 3 months after1st withdrawal

In MATY jewelry stores only: Payment in 2 instalments free of charge by credit card

You can choose to pay for your purchases in 2 instalments free of charge by credit card thanks to our partner ALMA, for purchases between €50 and €4,000. (discounts deducted and engraving included), subject to ALMA's acceptance by ALMA. Excluding affiliated jewelry stores which do not offer this payment facility.

Payment with MATY 4 Étoiles card(1)

This payment is available on MATY.COM (excluding the marketplace), in MATY jewelry stores MATY (for customers already holding a MATY 4-star card and excluding affiliated jewelry stores), by mail and by telephone.

With the MATY 4-star card (1), enter a world of world of privileges!

Maty 4-star card I simulate my financing

► The MATY 4-star card(1) is a revolving credit facility, offered by Cofidis, which enables you to you to pay for your purchases in cash or in instalments, depending depending on your budget. It offers you a choice of 5 payment options to choose from for each purchase. And what's more, it's free of charge !
Exclusive benefits all year round.

Payment in instalments

You can pay :

  • In 3 free instalments (2), for purchases of €45 or more

    For example, for a purchase of 45€, you repay 3 monthly instalments of €15. Total amount due: 45€. Fixed APR 0%. Fixed borrowing rate: 0%.

  • In 6 instalments with charges (2), for purchases over €90

    For example, for a purchase of €150, you pay 6 monthly instalments of monthly installments of €26.02. Fixed APR 14.8%.
    Total amount due: €156.12.
    This simulation is for financing on 05/04/2025 and first payment due 05/05/2025.

  • By taking advantage of a 3-month payment deferral

    You pay nothing for 3 months: that's up to 90 days of FREE payment deferral. Available several times per season. At the end of the deferral period, the customer has the choice of pay in one go by cheque or in small monthly instalments on their credit.

Cash payment

Your items are debited from your bank account in a single your bank account and benefit from deferred payment for up to 45 days.

Payment in small monthly instalments

Pay at your own pace from €15 per month.

From €15 per month up to €353 principal due, and 4.25% of this principal due beyond that. of principal due above that amount. Revisable APR of 19.95% (conditions valid for credit up to €3,000). The capital due results from all uses except those for payments in instalments and cash.

Credit is a commitment and must be repaid.
Check your repayment capacity before committing yourself.
For example
, for a one-time use of €500 at a revised APR of 22.92% and a revised borrowing rate of 20.81%, you would repay, excluding insurance optional insurance, 30 monthly payments of €21.25 and a final adjusted monthly payment of 10.61€, for a total repayment period of 31 months. The total amount due is €648.11. The annual effective rate for optional insurance is 9.94% for death, disability, incapacity and loss of employment cover the cost is €3.40 for the first month and the total amount for the total duration of the loan is €69.50. If you take out optional insurance, the amount of the payment will remain unchanged. will remain unchanged, the repayment period will be extended and the total amount due on the loan will increase.

► MATY 4-star card(1): your exclusive advantages!

Engraving your jewelry is FREE*.
When you pay for your entire purchase with your MATY 4 star card star card, all your engravings are free (instead of 14€ or 24€ depending on the number of engraved faces per piece).

The 1st care of your jewelry is FREE*.
MATY takes care of the 1st maintenance of your jewelry free of charge for one year from the date of purchase: complete inspection (settings, clasps, cleaning, polishing...).

45 days to exchange
With your MATY 4 star card, you have 45 days to exchange an item instead of 30 days (unless otherwise stated in our GTC)

The MATY 4-star card is valid in all stores in the 4-star network.
See the list of stores

(1) The 4 Étoiles card is a one-year renewable credit with no application fees. The credit is renewed as repayments are made and is reusable. Interest is calculated at a variable APR that varies according to the outstanding balance. Maximum credit amount: 1,000 euros. Conditions in force on 01/04/2025. The example is for an authorized credit of €1,000, financing on 05/04/2025 and first repayment on 05/05/2025. Within the limits of the available amount and authorized credit. Payment on credit is subject to your express agreement. You have a statutory 14-day cooling-off period from the date of signature of your credit agreement. No processing fees, subject to acceptance by COFIDIS SA à Directoire et Supervisory Board with capital of €67,500,000. Head office: Parc de la Haute Borne, 61 avenue Halley - 59866 VILLENEUVE D'ASCQ Cedex - R.C.S LILLE METROPOLE SIREN N°325 307 106. Insurance intermediary registered with ORIAS under number number: 07 02 34 93. MATY has been appointed exclusively by COFIDIS to to assist in the execution of the loan contract, without acting as a lender. lender, and has no power to grant or manage credit. or management of the loan. ORIAS NUMBER: 130 05 986

(2) Cash and instalments are possible within the limits the amount available and the authorized credit. Payment on credit requires your express agreement. The monthly instalments for cash payments and instalments in instalments will be charged separately and in addition to your usual credit instalment. in addition to your regular monthly credit payment. The simulations in the financing financing examples are based on financing carried out on 05/04/2025 and a first payment due on 05/05/2025.

* Offer valid on MATY brand jewelry for all purchases with your 4-star card, for 1 year from the date of purchase the date of purchase of your item, under normal use. use. To return your item, see return your item.